URBA360 Business Information platform for your credit risk & strategy

Access key indicators to evaluate a business with Urba360, your global business risk analysis tool.

Discover how Urba360 empowers smarter credit risk decisions across your portfolio

Urba360

Take advantage of unique data from a credit insurance leader to instantly assess the creditworthiness of companies and reliability of your business partners. 

Urba360 provides clients access to our unique risk insights, as well as a global view of their portfolios. With Urba360, you can monitor all the risk indicators you need daily to steer your customer and supplier portfolios. Urba360 is the cockpit you need to manage your risks with complete peace of mind.  

Check customer creditworthiness, consult company assessments and adjust your maximum credit limits accordingly.  

Grow your business with peace of mind. Identify and select reliable partners, secure your supply chain and monitor the financial health of your suppliers.  

Your complete global platform for risk management

With  Urba360 you can do more than just check business credit, as, in addition to access detailed business credit reports, you are provided with late payment behaviour, scoring, credit opinions, credit risk monitoring, company solvency scores – Urba360 gives you access to our unique data built up over nearly 80 years of credit insurance expertise  that help assess the financial stability and payment behaviour of the companies you work with.  

Strategic credit risk features of Urba360

Assess the creditworthiness and monitor all your business partners, customers and suppliers at a glance with Urba360. Partner scoring, business credit score, company scores, risk assessments… our platform guarantees easy access and reliability to measure and anticipate the risks of default or late payment.

  • Country risk assessment

    Quantification of a country's relative strength in terms of fundamental factors and its vulnerability to shocks, as reflected in corporate payment defaults. On a scale from A1 to E, the Country Risk Assessment (CRA)  is an important element in monitoring defaults and payment behaviour.

  • Financial ratios/financial indicators

    Turnover, equity, fixed assets and liabilities, financial results. Company valuation may require a thorough understanding of financial indicators.

  • Sector risk assessment

    Analysis of overall trends in an industry on a four-level risk scale (low, medium, high, very high). Sector risk assessment is a useful tool for monitoring the payment behaviour of companies in a sector.

  • Payment behaviour monitoring

    Anticipate potential credit risk events ,with information on late payment behaviour. This exclusive information is directly linked to Coface's experience in credit insurance.

  • Score

    Comprehensive risk analysis, presented in the form of a simple, easy-to-understand score on a scale of 0 to 10. The Coface Score, assesses the probability of a company defaulting within one year. Company scoring, based on globally standardised criteria, provides a comprehensive overview and analysis of credit risk.

  • Credit Opinion

    Maximum individual exposure recommended by Coface's credit risk monitoring experts.

How Urba360 evaluates company creditworthiness

Coface Score: Predictive credit risk indicator

The score is an assessment of a company's financial stability and the probability of its default over the next 12 months. It is based on a scale from 0 (insolvency) to 10 (high stability) and facilitates the monitoring of companies.It’s a reliable and easy way to conduct a business credit score check on clients and suppliers.  

The company score combines the opinion of a risk analyst with various factors, including financial indicators and the company's position in its economic environment.  

In practice, it facilitates decision-making thanks to a standardised score that can be applied to any company anywhere in the world.  

Late Payment Index: Anticipate financial risk

The Late Payment Index indicator is developed by Coface to assess the payment behaviour of companies worldwide. It reflects the age, frequency and severity of receivables and other factors essential for accurately assessing payment difficulties. It is calculated from data exclusively collected by Coface on interactions between credit-insured companies over the last 60 months.  

The payment indicator is easy to understand with three levels of late payment behaviour:  

  • No negative experience,  
  • Some negative experiences,  
  • Considerable negative experience  

Real-time monitoring of your business partners

Urba360 provides our clients access to our unique risk insights, as well as a global view of their portfolios. With Urba360, you can monitor daily all the risk indicators you need to steer their customer and supplier portfolios. Urba360 is the cockpit you need to manage your risks with complete peace of mind. 

 

Receive notifications as soon as significant changes related to the indicators of the companies you are monitoring are detected. With these alerts, you can proactively manage risks and opportunities.  

Request a free demo of Urba360 today

Book a call with one of our experts to learn how we can help you to effectively manage your credit risk.

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